We’ve assembled this collection of tools to help you decide on the right mortgage for you. These tools can help you with the current rates, projected payments, the effects extra payments, payoff schedules and how much you can afford to borrow. If you have any questions, please give us a call.

Payment Calculator – Figure out what your monthly payment will be along with how much interest you’ll wind up paying during the lifetime of your loan. Run what if scenarios on the effects of a one-time, annual or monthly extra payment makes on the amount of interest and what your new payoff date would be. This includes an amortization schedule.

Amount to Borrow Calculator – Figure out how much you can afford to pay for your new house. This uses your various sources of income, expenses, down payment and new home information to give you a good idea of what works with your budget.

Rent Vs Own Calculator – Plug in all of your rental costs and estimate your home ownership numbers to see how your situation would look in few years. See how your equity builds over time.

Refinance Calculator – See what your break even point is and how much you could save if you refinance.

Fixed vs ARM Calculator – Compare a fixed rate mortgage with a adjustable rate. Calculate your savings.

Interest Only Calculator - Compare your payment if you wanted to pay interest only and calculate your savings.